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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,856 | $202,342-22.0% | $172,752-8.6% | $152,897+3.2% |
| Participation rate | 78.6% | 87.1%-8.5pp | 82.6%-4.1pp | 82.5%-3.9pp |
| Annual return | 21.51% | 1029.83%-1008.3pp | 802.97%-781.5pp | 345.43%-323.9pp |
| Employer contribution / active EE | $2,814 | $5,858-52.0% | $5,144-45.3% | $4,764-40.9% |
| Participant deferral / active EE | $5,563 | $5,948-6.5% | $5,198+7.0% | $5,851-4.9% |
| Admin fee / account holder | $6,661 | $17,111-61.1% | $13,955-52.3% | $11,599-42.6% |