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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,014 | $99,011-77.8% | $86,582-74.6% | $147,586-85.1% |
| Participation rate | 95.0% | 76.3%+18.7pp | 73.5%+21.5pp | 82.8%+12.2pp |
| Annual return | 17.49% | 1312.75%-1295.3pp | 965.08%-947.6pp | 578.59%-561.1pp |
| Employer contribution / active EE | $1,308 | $3,132-58.2% | $2,839-53.9% | $4,876-73.2% |
| Participant deferral / active EE | $3,423 | $3,972-13.8% | $3,609-5.1% | $5,439-37.1% |
| Admin fee / account holder | $1,595 | $5,709-72.1% | $4,904-67.5% | $10,886-85.3% |