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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,969 | $84,685-84.7% | $73,836-82.4% | $125,389-89.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.15% | 3123.80%-3126.0pp | 2268.06%-2270.2pp | 282.24%-284.4pp |
| Employer contribution / active EE | $1,298 | $3,123-58.4% | $2,787-53.4% | $4,866-73.3% |
| Participant deferral / active EE | $3,485 | $3,993-12.7% | $3,583-2.7% | $5,352-34.9% |
| Admin fee / account holder | $1,013 | $5,694-82.2% | $4,882-79.3% | $9,541-89.4% |