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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,562 | $160,070+34.0% | $147,117+45.8% | $145,897+47.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 9.31% | 98.69%-89.4pp | 420.54%-411.2pp | 552.29%-543.0pp |
| Employer contribution / active EE | $4,375 | $5,285-17.2% | $4,932-11.3% | $4,663-6.2% |
| Participant deferral / active EE | $7,263 | $8,419-13.7% | $8,065-9.9% | $6,689+8.6% |
| Admin fee / account holder | $7,623 | $15,035-49.3% | $12,993-41.3% | $13,390-43.1% |