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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,454 | $148,629+71.9% | $135,982+87.9% | $139,487+83.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.19% | 79.33%-64.1pp | 68.32%-53.1pp | 373.84%-358.6pp |
| Employer contribution / active EE | $3,591 | $5,247-31.6% | $4,859-26.1% | $4,755-24.5% |
| Participant deferral / active EE | $7,621 | $8,102-5.9% | $7,760-1.8% | $6,713+13.5% |
| Admin fee / account holder | $3,655 | $12,406-70.5% | $10,767-66.1% | $11,407-68.0% |