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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,166 | $138,076+35.6% | $123,553+51.5% | $135,380+38.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.56% | 153.70%-158.3pp | 119.21%-123.8pp | 519.81%-524.4pp |
| Employer contribution / active EE | $3,289 | $5,152-36.2% | $4,628-28.9% | $4,779-31.2% |
| Participant deferral / active EE | $9,659 | $6,800+42.1% | $6,426+50.3% | $5,609+72.2% |
| Admin fee / account holder | $590 | $10,917-94.6% | $9,284-93.6% | $10,828-94.6% |