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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,341 | $124,346+74.0% | $111,306+94.4% | $167,553+29.1% |
| Participation rate | 90.0% | 79.6%+10.4pp | 77.3%+12.7pp | 82.1%+7.9pp |
| Annual return | 18.63% | 37.46%-18.8pp | 54.67%-36.0pp | 478.89%-460.3pp |
| Employer contribution / active EE | $2,666 | $3,438-22.4% | $2,732-2.4% | $4,840-44.9% |
| Participant deferral / active EE | $9,441 | $5,182+82.2% | $4,488+110.4% | $6,343+48.8% |
| Admin fee / account holder | $11,363 | $10,623+7.0% | $7,966+42.6% | $12,316-7.7% |