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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,434 | $112,131+49.3% | $95,964+74.5% | $158,982+5.3% |
| Participation rate | 76.9% | 79.0%-2.1pp | 77.1%-0.2pp | 82.0%-5.0pp |
| Annual return | 15.55% | 171.19%-155.6pp | 91.64%-76.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,959 | $3,199-38.8% | $2,541-22.9% | $4,763-58.9% |
| Participant deferral / active EE | $7,167 | $4,784+49.8% | $4,167+72.0% | $5,983+19.8% |
| Admin fee / account holder | $3,417 | $10,136-66.3% | $6,797-49.7% | $11,252-69.6% |