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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,418 | $156,398-4.5% | $147,318+1.4% | $138,895+7.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.32% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $15,365 | $4,853+216.6% | $4,593+234.6% | $4,194+266.3% |
| Participant deferral / active EE | $8,228 | $8,237-0.1% | $7,906+4.1% | $6,396+28.6% |
| Admin fee / account holder | $2,943 | $14,976-80.3% | $13,708-78.5% | $12,562-76.6% |