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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,575 | $127,387-63.4% | $115,038-59.5% | $125,389-62.9% |
| Participation rate | 80.0% | 84.2%-4.2pp | 81.4%-1.4pp | 83.2%-3.2pp |
| Annual return | -3.69% | 31.28%-35.0pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $2,416 | $5,166-53.2% | $4,608-47.6% | $4,866-50.3% |
| Participant deferral / active EE | $4,866 | $6,423-24.2% | $6,026-19.3% | $5,352-9.1% |
| Admin fee / account holder | $5,936 | $9,516-37.6% | $8,175-27.4% | $9,541-37.8% |