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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,570 |
Filed as: SIGNATOR INVESTORS Service code 55 197 CLARENDON ST C 8 07 · BOSTON, MA 02116 | Other Commissions | $1,165 |
Filed as: TRANSAMERICA FINANCIAL ADVISORS IN Service code 61 PO BOX 9053 · CLEARWATER, FL 33758 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,601 | $80,177-81.8% | $123,894-88.2% | $57,658-74.7% |
| Participation rate | 60.7% | 74.4%-13.7pp | 81.4%-20.7pp | 70.2%-9.5pp |
| Annual return | 16.65% | 17.90%-1.3pp | 47.52%-30.9pp | 5.13%+11.5pp |
| Employer contribution / active EE | $796 | $2,913-72.7% | $4,617-82.8% | $1,974-59.7% |
| Participant deferral / active EE | $2,205 | $5,130-57.0% | $5,984-63.1% | $3,061-27.9% |
| Admin fee / account holder | $8 | $106-92.0% | $8,357-99.9% | $95-91.0% |