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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,532 | $45,872+69.0% | $77,081+0.6% | $68,495+13.2% |
| Participation rate | 25.9% | 55.9%-30.0pp | 67.9%-42.0pp | 67.9%-42.0pp |
| Annual return | -18.22% | 1.73%-19.9pp | 42.33%-60.5pp | -7.84%-10.4pp |
| Employer contribution / active EE | $1,014 | $1,650-38.5% | $2,813-64.0% | $2,596-60.9% |
| Participant deferral / active EE | $2,644 | $2,963-10.8% | $4,428-40.3% | $4,028-34.4% |
| Admin fee / account holder | $5,025 | $3,041+65.2% | $5,427-7.4% | $5,403-7.0% |