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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,902 | $175,231-27.6% | $149,696-15.2% | $139,466-9.0% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 16.02% | 166.77%-150.7pp | 134.46%-118.4pp | 373.66%-357.6pp |
| Employer contribution / active EE | $10,259 | $5,478+87.3% | $4,821+112.8% | $4,754+115.8% |
| Participant deferral / active EE | $5,552 | $6,521-14.9% | $5,682-2.3% | $6,712-17.3% |
| Admin fee / account holder | $1,806 | $16,155-88.8% | $13,212-86.3% | $11,409-84.2% |