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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,994 | $202,342-62.4% | $172,753-56.0% | $152,909-50.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.23% | 1029.88%-1007.6pp | 803.00%-780.8pp | 345.46%-323.2pp |
| Employer contribution / active EE | $11,863 | $5,857+102.5% | $5,144+130.6% | $4,764+149.0% |
| Participant deferral / active EE | $13,037 | $5,948+119.2% | $5,198+150.8% | $5,851+122.8% |
| Admin fee / account holder | $5,628 | $17,112-67.1% | $13,956-59.7% | $11,601-51.5% |