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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,604 | $51,606-19.4% | $129,339-67.8% | $80,911-48.6% |
| Participation rate | 77.8% | 57.0%+20.8pp | 69.6%+8.1pp | 67.6%+10.1pp |
| Annual return | 70.37% | 20.76%+49.6pp | 9437.05%-9366.7pp | 35.63%+34.7pp |
| Employer contribution / active EE | $4,942 | $1,582+212.3% | $4,154+19.0% | $2,756+79.3% |
| Participant deferral / active EE | $8,545 | $2,669+220.2% | $4,170+104.9% | $4,297+98.8% |
| Admin fee / account holder | $1,866 | $4,310-56.7% | $7,668-75.7% | $6,935-73.1% |