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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $8,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $7,071 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,962 | $65,437-34.3% | $86,698-50.4% | $66,949-35.8% |
| Participation rate | 44.0% | 75.5%-31.4pp | 76.6%-32.5pp | 69.8%-25.8pp |
| Annual return | -15.91% | -10.91%-5.0pp | 35.96%-51.9pp | 1.57%-17.5pp |
| Employer contribution / active EE | $856 | $2,154-60.2% | $2,837-69.8% | $2,545-66.4% |
| Participant deferral / active EE | $2,194 | $4,102-46.5% | $4,656-52.9% | $4,239-48.2% |
| Admin fee / account holder | $158 | $642-75.3% | $7,492-97.9% | $594-73.3% |