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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,465 | $198,457+7.1% | $170,435+24.7% | $147,586+44.0% |
| Participation rate | 78.6% | 88.0%-9.4pp | 83.6%-5.0pp | 82.8%-4.3pp |
| Annual return | 21.78% | 257.30%-235.5pp | 205.94%-184.2pp | 578.59%-556.8pp |
| Employer contribution / active EE | $9,393 | $6,183+51.9% | $5,432+72.9% | $4,876+92.6% |
| Participant deferral / active EE | $6,935 | $5,629+23.2% | $4,939+40.4% | $5,439+27.5% |
| Admin fee / account holder | $20,347 | $16,852+20.7% | $13,881+46.6% | $10,886+86.9% |