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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,599 | $77,908+104.9% | $149,696+6.6% | $75,173+112.3% |
| Participation rate | 90.0% | 65.6%+24.4pp | 78.8%+11.2pp | 67.2%+22.8pp |
| Annual return | 9.81% | 31.73%-21.9pp | 134.46%-124.6pp | 160.72%-150.9pp |
| Employer contribution / active EE | $10,927 | $3,138+248.2% | $4,821+126.7% | $2,671+309.1% |
| Participant deferral / active EE | $6,096 | $3,411+78.7% | $5,682+7.3% | $4,126+47.7% |
| Admin fee / account holder | $16,753 | $5,950+181.6% | $13,212+26.8% | $5,651+196.5% |