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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,065 | $202,342-45.1% | $172,753-35.7% | $152,909-27.4% |
| Participation rate | 95.8% | 87.1%+8.8pp | 82.6%+13.2pp | 82.5%+13.4pp |
| Annual return | 20.49% | 1029.88%-1009.4pp | 803.00%-782.5pp | 345.46%-325.0pp |
| Employer contribution / active EE | $8,582 | $5,857+46.5% | $5,144+66.8% | $4,764+80.1% |
| Participant deferral / active EE | $2,577 | $5,948-56.7% | $5,198-50.4% | $5,851-56.0% |
| Admin fee / account holder | $3,413 | $17,112-80.1% | $13,956-75.5% | $11,601-70.6% |