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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,851 | $99,031+36.2% | $86,597+55.7% | $147,585-8.6% |
| Participation rate | 88.9% | 76.3%+12.5pp | 73.5%+15.3pp | 82.8%+6.1pp |
| Annual return | 18.75% | 1312.56%-1293.8pp | 964.96%-946.2pp | 578.57%-559.8pp |
| Employer contribution / active EE | $3,090 | $3,132-1.4% | $2,840+8.8% | $4,876-36.6% |
| Participant deferral / active EE | $10,879 | $3,972+173.9% | $3,609+201.5% | $5,439+100.0% |
| Admin fee / account holder | $13,698 | $5,711+139.9% | $4,906+179.2% | $10,885+25.8% |