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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,888 | $84,685+5.0% | $73,836+20.4% | $125,389-29.1% |
| Participation rate | 80.0% | 76.8%+3.2pp | 73.4%+6.6pp | 83.2%-3.2pp |
| Annual return | -1.77% | 3123.80%-3125.6pp | 2268.06%-2269.8pp | 282.24%-284.0pp |
| Employer contribution / active EE | $2,135 | $3,123-31.7% | $2,787-23.4% | $4,866-56.1% |
| Participant deferral / active EE | $14,243 | $3,993+256.7% | $3,583+297.5% | $5,352+166.1% |
| Admin fee / account holder | $325 | $5,694-94.3% | $4,882-93.4% | $9,541-96.6% |