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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,236 | $167,352+40.6% | $143,788+63.6% | $134,509+74.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.67% | 0.47%-22.1pp | -0.03%-21.6pp | 418.13%-439.8pp |
| Employer contribution / active EE | $16,937 | $5,620+201.4% | $4,952+242.0% | $4,741+257.3% |
| Participant deferral / active EE | $3,704 | $6,447-42.5% | $5,638-34.3% | $6,400-42.1% |
| Admin fee / account holder | $596 | $18,091-96.7% | $14,675-95.9% | $11,427-94.8% |