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| Provider | Service type | Compensation |
|---|---|---|
HARBOR5 years Filed as: HARBOR INVESTMENT ADVISORY LLC Service code 27 · EIN 90-0497525 | Advisory (Plan) | $32,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $551 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,837 | $91,439-28.0% | $135,974-51.6% | $71,511-7.9% |
| Participation rate | 91.7% | 75.7%+16.1pp | 81.9%+9.8pp | 67.9%+23.8pp |
| Annual return | 17.62% | 29.90%-12.3pp | 68.30%-50.7pp | 28.86%-11.2pp |
| Employer contribution / active EE | $5,495 | $3,705+48.3% | $4,859+13.1% | $2,589+112.2% |
| Participant deferral / active EE | $8,991 | $7,093+26.8% | $7,760+15.9% | $4,291+109.6% |
| Admin fee / account holder | $101 | $1,267-92.0% | $10,767-99.1% | $1,588-93.7% |