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| Provider | Service type | Compensation |
|---|---|---|
HARBOR4 years Filed as: HARBOR INVESTMENT ADVISORY LLC Service code 27 · EIN 90-0497525 | Advisory (Plan) | $32,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,896 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,917 | $174,875-68.6% | $125,391-56.2% | - |
| Participation rate | 82.7% | 70.4%+12.3pp | 82.4%+0.3pp | - |
| Annual return | -17.14% | -12.92%-4.2pp | 572.41%-589.6pp | - |
| Employer contribution / active EE | $3,295 | $3,570-7.7% | $4,816-31.6% | - |
| Participant deferral / active EE | $6,013 | $6,354-5.4% | $7,448-19.3% | - |
| Admin fee / account holder | $99 | $56,366-99.8% | $10,009-99.0% | - |