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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,401 | $98,776-72.3% | $149,745-81.7% | $79,856-65.7% |
| Participation rate | 48.1% | 75.8%-27.6pp | 82.5%-34.3pp | 69.6%-21.5pp |
| Annual return | 18.82% | 27.38%-8.6pp | 276.72%-257.9pp | 31.71%-12.9pp |
| Employer contribution / active EE | $938 | $3,217-70.9% | $4,646-79.8% | $2,471-62.1% |
| Participant deferral / active EE | $3,075 | $5,681-45.9% | $6,843-55.1% | $3,741-17.8% |
| Admin fee / account holder | $0 | $6,053-100.0% | $9,312-100.0% | $5,306-100.0% |