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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,778 | $150,447+2.2% | $136,298+12.8% | $147,586+4.2% |
| Participation rate | 94.4% | 84.4%+10.0pp | 81.9%+12.5pp | 82.8%+11.6pp |
| Annual return | 15.06% | 1049.15%-1034.1pp | 5156.27%-5141.2pp | 578.59%-563.5pp |
| Employer contribution / active EE | $3,288 | $5,256-37.5% | $4,696-30.0% | $4,876-32.6% |
| Participant deferral / active EE | $12,622 | $6,631+90.4% | $6,247+102.0% | $5,439+132.1% |
| Admin fee / account holder | $5,452 | $10,906-50.0% | $9,244-41.0% | $10,886-49.9% |