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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,004 | $135,956-5.8% | $123,894+3.3% | $273,972-53.3% |
| Participation rate | 76.2% | 84.1%-7.9pp | 81.4%-5.2pp | 83.0%-6.8pp |
| Annual return | 10.90% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.6pp |
| Employer contribution / active EE | $2,721 | $5,170-47.4% | $4,617-41.1% | $4,869-44.1% |
| Participant deferral / active EE | $10,165 | $6,343+60.3% | $5,984+69.9% | $5,287+92.3% |
| Admin fee / account holder | $3,911 | $9,817-60.2% | $8,357-53.2% | $10,133-61.4% |