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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,856 | $180,462+13.5% | $154,111+32.9% | $135,379+51.3% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -9.28% | 888.17%-897.4pp | 735.18%-744.5pp | 519.79%-529.1pp |
| Employer contribution / active EE | $3,742 | $6,036-38.0% | $5,298-29.4% | $4,779-21.7% |
| Participant deferral / active EE | $8,135 | $5,806+40.1% | $5,081+60.1% | $5,609+45.0% |
| Admin fee / account holder | $591 | $16,145-96.3% | $13,411-95.6% | $10,828-94.5% |