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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,975 | $198,457-8.8% | $170,435+6.2% | $147,586+22.6% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 14.84% | 257.30%-242.5pp | 205.94%-191.1pp | 578.59%-563.8pp |
| Employer contribution / active EE | $3,760 | $6,183-39.2% | $5,432-30.8% | $4,876-22.9% |
| Participant deferral / active EE | $7,952 | $5,629+41.3% | $4,939+61.0% | $5,439+46.2% |
| Admin fee / account holder | $28,228 | $16,852+67.5% | $13,881+103.4% | $10,886+159.3% |