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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,331 | $148,629-18.4% | $135,982-10.8% | $139,487-13.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.65% | 79.33%-61.7pp | 68.32%-50.7pp | 373.84%-356.2pp |
| Employer contribution / active EE | $4,745 | $5,247-9.6% | $4,859-2.4% | $4,755-0.2% |
| Participant deferral / active EE | $7,225 | $8,102-10.8% | $7,760-6.9% | $6,713+7.6% |
| Admin fee / account holder | $4,116 | $12,406-66.8% | $10,767-61.8% | $11,407-63.9% |