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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,531 | $138,114-30.8% | $125,391-23.8% | $134,545-29.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.64% | 750.88%-764.5pp | 572.41%-586.1pp | 418.37%-432.0pp |
| Employer contribution / active EE | $6,146 | $5,246+17.2% | $4,816+27.6% | $4,742+29.6% |
| Participant deferral / active EE | $8,003 | $7,801+2.6% | $7,448+7.5% | $6,401+25.0% |
| Admin fee / account holder | $4,757 | $11,570-58.9% | $10,009-52.5% | $11,431-58.4% |