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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,821 | $99,668+16.2% | $86,451+34.0% | $134,545-13.9% |
| Participation rate | 81.0% | 82.1%-1.1pp | 80.3%+0.6pp | 81.2%-0.3pp |
| Annual return | -17.60% | 6789.61%-6807.2pp | 4398.51%-4416.1pp | 418.37%-436.0pp |
| Employer contribution / active EE | $4,929 | $4,403+11.9% | $3,770+30.7% | $4,742+4.0% |
| Participant deferral / active EE | $9,780 | $7,249+34.9% | $6,953+40.7% | $6,401+52.8% |
| Admin fee / account holder | $48,515 | $8,377+479.2% | $6,734+620.4% | $11,431+324.4% |