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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,013 | $63,365+67.3% | $91,994+15.2% | $72,976+45.3% |
| Participation rate | 92.9% | 72.5%+20.3pp | 78.6%+14.2pp | 69.5%+23.4pp |
| Annual return | 0.00% | 35.35%-35.3pp | 69.04%-69.0pp | 81.02%-81.0pp |
| Employer contribution / active EE | $3,393 | $2,116+60.4% | $3,453-1.7% | $2,440+39.1% |
| Participant deferral / active EE | $7,672 | $4,883+57.1% | $5,924+29.5% | $3,608+112.7% |
| Admin fee / account holder | $18,367 | $4,670+293.3% | $7,744+137.2% | $5,124+258.4% |