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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,997 | $150,447-71.4% | $136,298-68.5% | $147,586-70.9% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 21.48% | 1049.15%-1027.7pp | 5156.27%-5134.8pp | 578.59%-557.1pp |
| Employer contribution / active EE | $3,835 | $5,256-27.0% | $4,696-18.3% | $4,876-21.4% |
| Participant deferral / active EE | $7,370 | $6,631+11.2% | $6,247+18.0% | $5,439+35.5% |
| Admin fee / account holder | $581 | $10,906-94.7% | $9,244-93.7% | $10,886-94.7% |