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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,243 | $77,145+149.2% | $108,410+77.3% | $85,856+123.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 19.01% | 44.54%-25.5pp | 905.34%-886.3pp | 318.58%-299.6pp |
| Employer contribution / active EE | $6,351 | $2,379+166.9% | $3,558+78.5% | $2,565+147.6% |
| Participant deferral / active EE | $12,140 | $5,566+118.1% | $6,562+85.0% | $3,952+207.2% |
| Admin fee / account holder | $3,045 | $5,172-41.1% | $7,296-58.3% | $6,261-51.4% |