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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,687 | $161,352-37.6% | $134,172-25.0% | $137,256-26.6% |
| Participation rate | 90.0% | 78.3%+11.7pp | 72.5%+17.5pp | 80.0%+10.0pp |
| Annual return | 27.50% | 28.72%-1.2pp | 25.30%+2.2pp | 220.34%-192.8pp |
| Employer contribution / active EE | $3,259 | $4,099-20.5% | $3,420-4.7% | $4,156-21.6% |
| Participant deferral / active EE | $8,745 | $5,552+57.5% | $4,690+86.4% | $6,407+36.5% |
| Admin fee / account holder | $28,298 | $15,028+88.3% | $12,016+135.5% | $12,270+130.6% |