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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,050 | $157,296-56.7% | $141,191-51.8% | $152,897-55.5% |
| Participation rate | 72.7% | 84.8%-12.1pp | 82.5%-9.7pp | 82.5%-9.7pp |
| Annual return | 12.70% | 64.34%-51.6pp | 71.41%-58.7pp | 345.43%-332.7pp |
| Employer contribution / active EE | $1,772 | $5,262-66.3% | $4,736-62.6% | $4,764-62.8% |
| Participant deferral / active EE | $4,319 | $7,111-39.3% | $6,710-35.6% | $5,851-26.2% |
| Admin fee / account holder | $486 | $12,125-96.0% | $10,264-95.3% | $11,599-95.8% |