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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $102,119 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $15,000 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $15,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,106 | $82,163-31.7% | $125,381-55.3% | $64,819-13.4% |
| Participation rate | 75.2% | 77.9%-2.7pp | 82.4%-7.2pp | 71.5%+3.7pp |
| Annual return | -6.56% | 3.49%-10.0pp | 572.31%-578.9pp | 32.84%-39.4pp |
| Employer contribution / active EE | $4,065 | $3,616+12.4% | $4,815-15.6% | $2,507+62.2% |
| Participant deferral / active EE | $9,490 | $7,175+32.3% | $7,448+27.4% | $4,311+120.1% |
| Admin fee / account holder | $242 | $163+48.3% | $10,007-97.6% | $188+28.8% |