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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,848 | $107,353+94.5% | $92,903+124.8% | $152,885+36.6% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 24.29% | 145.62%-121.3pp | 109.43%-85.1pp | 345.39%-321.1pp |
| Employer contribution / active EE | $1,816 | $4,222-57.0% | $3,653-50.3% | $4,763-61.9% |
| Participant deferral / active EE | $6,301 | $4,848+30.0% | $4,238+48.7% | $5,851+7.7% |
| Admin fee / account holder | $3 | $7,081-100.0% | $5,795-99.9% | $11,598-100.0% |