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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,561 | $106,280+171.5% | $96,538+198.9% | $139,487+106.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.22% | 38.48%-25.3pp | 35.74%-22.5pp | 373.84%-360.6pp |
| Employer contribution / active EE | $9,405 | $4,107+129.0% | $3,740+151.4% | $4,755+97.8% |
| Participant deferral / active EE | $10,771 | $5,457+97.4% | $4,880+120.7% | $6,713+60.5% |
| Admin fee / account holder | $1,985 | $7,888-74.8% | $6,737-70.5% | $11,407-82.6% |