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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,823 | $124,330+111.4% | $109,173+140.7% | $167,536+56.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 10.58% | 26.04%-15.5pp | 25.75%-15.2pp | 478.82%-468.2pp |
| Employer contribution / active EE | $8,132 | $4,209+93.2% | $3,723+118.4% | $4,839+68.0% |
| Participant deferral / active EE | $8,188 | $5,256+55.8% | $4,654+75.9% | $6,342+29.1% |
| Admin fee / account holder | $25,583 | $7,974+220.8% | $6,755+278.7% | $12,315+107.7% |