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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,687 | $183,592+4.4% | $155,574+23.2% | $145,877+31.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.95% | 61.37%-53.4pp | 64.87%-56.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $14,556 | $5,317+173.8% | $4,676+211.3% | $4,663+212.2% |
| Participant deferral / active EE | $7,819 | $6,466+20.9% | $5,629+38.9% | $6,691+16.9% |
| Admin fee / account holder | $69,651 | $19,316+260.6% | $15,914+337.7% | $13,402+419.7% |