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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,611 | $202,342+11.0% | $172,753+30.0% | $152,909+46.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.83% | 1029.88%-1012.0pp | 803.00%-785.2pp | 345.46%-327.6pp |
| Employer contribution / active EE | $5,482 | $5,857-6.4% | $5,144+6.6% | $4,764+15.1% |
| Participant deferral / active EE | $8,592 | $5,948+44.4% | $5,198+65.3% | $5,851+46.8% |
| Admin fee / account holder | $2,158 | $17,112-87.4% | $13,956-84.5% | $11,601-81.4% |