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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,517 | $78,690+142.1% | $161,489+18.0% | $87,485+117.8% |
| Participation rate | 92.9% | 67.5%+25.4pp | 78.7%+14.2pp | 68.9%+23.9pp |
| Annual return | 17.38% | 32.74%-15.4pp | 89.72%-72.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $3,870 | $2,588+49.5% | $4,268-9.3% | $2,596+49.1% |
| Participant deferral / active EE | $9,273 | $3,311+180.1% | $5,630+64.7% | $4,274+117.0% |
| Admin fee / account holder | $3,263 | $6,724-51.5% | $16,006-79.6% | $7,775-58.0% |