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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,098 | $91,167+29.5% | $178,498-33.8% | $79,858+47.9% |
| Participation rate | 90.3% | 69.2%+21.1pp | 81.9%+8.4pp | 69.6%+20.7pp |
| Annual return | 16.24% | 24.19%-8.0pp | 151.09%-134.9pp | 31.72%-15.5pp |
| Employer contribution / active EE | $2,990 | $3,255-8.1% | $5,011-40.3% | $2,471+21.0% |
| Participant deferral / active EE | $5,575 | $3,236+72.3% | $5,202+7.2% | $3,740+49.1% |
| Admin fee / account holder | $4,367 | $6,747-35.3% | $13,985-68.8% | $5,306-17.7% |