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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,575 | $89,367+259.8% | $141,191+127.8% | $72,975+340.7% |
| Participation rate | 97.5% | 75.1%+22.4pp | 82.5%+15.0pp | 69.5%+28.0pp |
| Annual return | 23.88% | 111.87%-88.0pp | 71.41%-47.5pp | 81.01%-57.1pp |
| Employer contribution / active EE | $5,498 | $3,115+76.5% | $4,736+16.1% | $2,440+125.3% |
| Participant deferral / active EE | $11,477 | $5,419+111.8% | $6,710+71.0% | $3,608+218.1% |
| Admin fee / account holder | $36,341 | $5,957+510.1% | $10,264+254.1% | $5,124+609.2% |