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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,000 | $105,198+5.5% | $159,455-30.4% | $85,856+29.3% |
| Participation rate | 87.9% | 75.8%+12.1pp | 82.8%+5.1pp | 69.3%+18.6pp |
| Annual return | 14.82% | 45.08%-30.3pp | 263.63%-248.8pp | 318.58%-303.8pp |
| Employer contribution / active EE | $3,137 | $3,319-5.5% | $4,830-35.1% | $2,565+22.3% |
| Participant deferral / active EE | $8,044 | $5,946+35.3% | $7,353+9.4% | $3,952+103.5% |
| Admin fee / account holder | $1,291 | $6,934-81.4% | $10,800-88.0% | $6,261-79.4% |