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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,592 | $127,387-7.7% | $115,038+2.2% | $125,389-6.2% |
| Participation rate | 83.3% | 84.2%-0.8pp | 81.4%+2.0pp | 83.2%+0.1pp |
| Annual return | -1.65% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $8 | $5,166-99.8% | $4,608-99.8% | $4,866-99.8% |
| Participant deferral / active EE | $12,174 | $6,423+89.5% | $6,026+102.0% | $5,352+127.5% |
| Admin fee / account holder | $3,196 | $9,516-66.4% | $8,175-60.9% | $9,541-66.5% |