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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,561 | $124,346-48.9% | $111,308-42.9% | $167,536-62.1% |
| Participation rate | 80.0% | 79.6%+0.4pp | 77.3%+2.7pp | 82.1%-2.1pp |
| Annual return | 8.52% | 37.45%-28.9pp | 54.67%-46.1pp | 478.82%-470.3pp |
| Employer contribution / active EE | $3,140 | $3,437-8.6% | $2,732+15.0% | $4,839-35.1% |
| Participant deferral / active EE | $6,537 | $5,182+26.2% | $4,487+45.7% | $6,342+3.1% |
| Admin fee / account holder | $1,855 | $10,621-82.5% | $7,965-76.7% | $12,315-84.9% |