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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,376 | $92,219-61.6% | $76,767-53.9% | $135,380-73.9% |
| Participation rate | 69.2% | 79.8%-10.5pp | 77.0%-7.7pp | 82.6%-13.4pp |
| Annual return | -5.56% | 5.46%-11.0pp | 2.43%-8.0pp | 519.81%-525.4pp |
| Employer contribution / active EE | $2,271 | $3,216-29.4% | $2,485-8.6% | $4,779-52.5% |
| Participant deferral / active EE | $3,289 | $4,508-27.1% | $3,852-14.6% | $5,609-41.4% |
| Admin fee / account holder | $4,067 | $10,749-62.2% | $6,675-39.1% | $10,828-62.4% |